Rate update
Today's mortgage landscape, in plain English.
Market averages across every loan type and credit tier, refreshed daily so you can see where things stand. The headline number is rarely the one you actually get. For the exact rate on your scenario, a quick call is the fastest path.
Daily market rate update
Market averages, refreshed daily from the Freddie Mac survey (week of Thursday, July 30, 2026).
Conventional Loans
| Product | 760+ | 740-759 | 720-739 | 700-719 | 680-699 | 660-679 |
|---|---|---|---|---|---|---|
| 3% Down / 30-Yr | 6.750APR 6.823 | 6.875APR 6.948 | 7.000APR 7.074 | 7.125APR 7.200 | 7.250APR 7.325 | 7.375APR 7.451 |
| 20% Down / 30-Yr | 6.625APR 6.713 | 6.750APR 6.838 | 6.875APR 6.964 | 7.000APR 7.090 | 7.125APR 7.215 | 7.250APR 7.341 |
| 30% Down / 30-Yr | 6.500APR 6.600 | 6.625APR 6.725 | 6.750APR 6.851 | 6.875APR 6.977 | 7.000APR 7.103 | 7.125APR 7.229 |
Important disclosures
These numbers are examples only. They are general market averages and are not based on your credit, income, financial situation, loan amount, property, or any personal details. Nothing here is a quote, an offer, or a commitment to lend, and your actual rate and terms will differ. Reach out for a real number.
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